Wellness initiatives are increasingly being incorporated by the health insurers along with health insurance plans, considering that it has dual benefits: healthier policyholders and reduced claims cost for them. Wellness initiatives are increasingly being incorporated by the health insurers along with health insurance plans, considering that it has dual benefits: healthier policyholders and reduced claims cost for them. Wellness initiatives are increasingly being incorporated by the health insurers along with health insurance plans, considering that it has dual benefits: healthier policyholders and reduced claims cost for them. Wellness initiatives are increasingly being incorporated by the health insurers along with health insurance plans, considering that it has dual benefits: healthier policyholders and reduced claims cost for them.