• Your credit score determines the range of cards you qualify for.
• Excellent credit scores unlock premium cards with the best rewards and benefits.
• Free tools and apps like Credit Karma can help you monitor your score.
Credit cards are essential financial tools that bring with them the ease, security, and rewards. But of course, with so many available, it can be difficult to find the right one for your lifestyle. So this is a step-by-step, in-depth guide to walk you through the process and make sure you get the card right for your spending habits and financial goals.